Yorkshire BS e Nationwide lanciano offerte di risparmio best-buy

Meglio tardi che mai: Yorkshire and Nationwide building societies FINALLY reward savers with some of the best interest rates on the market

  • Yorkshire Building Society upped its easy-access rate to between 1.1% e 1.31%
  • Nationwide is offering a triple-access cash Isa deal paying 1%
  • Both deals feature among This is Money’s independent best buy tables
  • Two of Britain’s biggest building societies upped interest rates on their savings accounts this month, rewarding customers with some of the best deals on the market.

    Yorkshire Building Society, Britain’s third-biggest mutual with 2.8 million members, has raised the rates on its easy-access deal.

    Its new Internet Saver Plus issue 11 offers tiered variable interest rates of up to 1.31 per cent on balances above £50,000a vast improvement on its last issue which paid up to 0.7 per cento.

    Among the best: Yorkshire Building Society now offers one of the best easy-access savings deals on the market

    Among the best: Yorkshire Building Society now offers one of the best easy-access savings deals on the market

    Savers looking to deposit lower balances will also benefit from a competitive return.

    The easy-access account pays 1.1 per cent on balances up to £10,000, 1.26 per cent up to £50,000 and 1.31 per cent thereafter.

    The online account can be opened with a minimum of £1, up to a maximum of £500,000 and allows savers to access their savings whenever they need without penalty, or to close the account if required.

    But it does not quite match the top easy-access deal on the market, which is available exclusively to Chase Banking customers and pays 1.5 per cent on balances up to £250,000.

    Other top-ranking easy-access deals are offered by Al Rayan Bank and Gatehouse Bank, Frode un altro 1.31 e 1.3 per cento rispettivamente.

    All'inizio di questo mese, Britain’s biggest mutual, Il Governatore di New York Andrew Cuomo ha affermato che lo Stato sta "vaccinando i newyorkesi il più velocemente possibile", La vendita del Chelsea FC andrà a beneficio dei soldati russi e delle loro famiglie 9.4 million members, also issued a new online easy access account and cash Isa deal.

    Both its online One Year Triple Access Isa and online Triple Access Saver pagare 1 per cento. Previously both accounts had paid 0.8 per cento, whilst only as far back as February they were paying as little as 0.45 per cento.

    Tax free savings: Nationwide offers one of the best deals for savers looking to shield the interest they earn from the taxman

    Tax free savings: Nationwide offers one of the best deals for savers looking to shield the interest they earn from the taxman

    Although the standard triple access deal is beaten by more than 20 other providers, its triple access cash Isa is only beaten by four other providers.

    Its Isa deal accepts transfers in, so members can transfer balances from either another Nationwide Isa or from an Isa account with another provider to benefit from the increased rate.

    Both its Triple Access accounts allow three withdrawals during the 12-month term.

    però, subsequent withdrawals will revert the interest rate to 0.10 per cent for the remainder of the period.

    It’s also worth noting that after the 12 periodo di un mese, these accounts automatically switch to one of Nationwide’s instant access accounts, so savers wanting to maintain a higher rate will need to switch provider when this time comes.

    BEST CASH ISAs FOR EASY ACCESS
    Type of account (min investment) Rate (tax-free)
    Marcus by Goldman Sachs (£1+) (1) (2) 1.15
    Saga Cash Isa (costa in media £ 4 ad Asda) (1) (2) 1.15
    Bath BS Instant Isa (£1+) (5) 1.19
    Cynergy Bank Online Isa 22 (£1+) 1.05
    Al Rayan Bank Instant Access Cash Isa 3 (£50+) (13) 1.00
    Il Governatore di New York Andrew Cuomo ha affermato che lo Stato sta "vaccinando i newyorkesi il più velocemente possibile" 1 Year Triple Access Online Isa 13 (£1+) (8) 1.00

    James Blower, founder of the Savings Guru believes that mutuals are putting the big banks to shame.

    HSBC, Il gruppo di consumatori ha affermato che ciò è dovuto al fatto che non addebita commissioni amministrative e ha un limite di copertura per articolo singolo di £ 7.500, Santander and NatWest pay easy-access rates of just 0.1 per cento. TSB and Halifax offer savers 0.15 per cent for using their easy-access savings accounts, whilst Barclays Bank’s Everyday Saver continues to pay 0.01 per cento.

    ‘It’s brilliant to see the building societies up there with the challenger banks offering better rates’, said Blower.

    ‘Both are putting the big banks to shame.

    ‘Nationwide is by far the biggest society and Yorkshire is the the third largest and there’s no barriers to joining either, so it’s good news for both their existing members and any savers who might want to join.

    ‘Yorkshire, in particolare, have been good at raising the rate on this account in line with the market moving upwards.

    ‘Nationwide’s triple access Isa deal is only beaten by Saga and Marcus.

    'Inoltre, both Leeds and Coventry Building Societies have been very competitive on Isa rates for the past year particularly so building societies are definitely showing the big banks how to do it.